What do drug plans cover?

Medicare drug coverage (Part D) is extra coverage people with Medicare can choose to help lower costs of prescription drugs. Medicare-approved private plans offer this coverage. Even if you don’t take prescription drugs now, consider getting Medicare drug coverage.

All plans must cover a wide range of prescription drugs that people with Medicare take, including most drugs in certain protected classes, like drugs to treat cancer, HIV/AIDS, or depression. A plan’s list of covered drugs is called a “formulary,” and each plan has its own formulary.

Learn about your Medicare drug coverage options, your pharmacy options, and drug plan rules.