Advance care planning
Part B (Medical Insurance)
Covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
Your costs in Original Medicare
You pay nothing for this planning if your doctor or other health care provider accepts assignment and it's part of your yearly “Wellness” visit. If you get it as part of other medical treatment, the Part B Deductible Coinsurance
The amount you must pay for health care or prescriptions before Original Medicare, your Medicare Advantage Plan, your Medicare drug plan, or your other insurance begins to pay.
An amount you may be required to pay as your share of the cost for benefits after you pay any deductibles. Coinsurance is usually a percentage (for example, 20%).
What it is
This is planning for care you would get when you need help making decisions for yourself. As part of advance care planning, you may choose to complete an advance directive. This important legal document records your wishes about medical treatment in the future, if you aren't able to make decisions about your care.
Advance directives include 2 parts:
- Your health care proxy (sometimes called “durable power of attorney”), which names someone you trust to make decisions about your health if you can’t.
- Your living will, which describes which treatment(s) you want if your life is threatened, including dialysis, breathing machines, resuscitation, and tube feeding. It also states if you want your organs or tissues donated after you die.
You can talk about an advance directive with an attorney or your health care provider, and either can help you fill out the forms, if you prefer. You can update your advance directive at any time.
Consider carefully who you want to speak for you and what directions you want to give. You have the right to carry out your plans as you choose without discrimination based on your age or disability.
Things to know
For help with advance directives:
- Contact your provider or attorney
- Visit the Eldercare Locator
- Contact your state health department