Compare Medigap Plan Benefits
The chart below shows basic information about the different benefits Medigap policies cover.
= the plan covers 100% of this benefit
= the plan doesn't cover this benefit
% = the plan covers that percentage of this benefit and you’re responsible for the rest
N/A = not applicable
The Medigap policy will only pay your coinsurance after you’ve paid the deductible (unless the Medigap policy also covers your deductible).
Compare the benefits offered by each plan:
Medigap Benefit
| Plan A | Plan B | Plan C | Plan D | Plan F* | Plan G* | Plan K | Plan L | Plan M | Plan N |
|---|---|---|---|---|---|---|---|---|---|---|
| Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used | | | | | | | | | | |
| Part B coinsurance or copayment | | | | | | | 50% | 75% | | *** |
| Blood benefit (first 3 pints) | | | | | | | 50% | 75% | | |
| Part A hospice care coinsurance or copayment | | | | | | | 50% | 75% | | |
| Skilled nursing facility care coinsurance | | | | | | | 50% | 75% | | |
| Part A deductible | | | | | | | 50% | 75% | 50% | |
| Part B deductible | | | | | | | | | | |
| Part B excess charge | | | | | | | | | | |
| Foreign travel emergency (up to plan limits) | | | 80% | 80% | 80% | 80% | | | 80% | 80% |
| Out-of-pocket limit** | N/A | N/A | N/A | N/A | N/A | N/A | $7,060 in 2024 ($7,220 in 2025) | $3,530 in 2024 ($3,610 in 2025) | N/A | N/A |
*Plans F & G offer a high deductible plan in some states.
**Plans K & L show how much they'll pay for approved services before you meet your out-of-pocket yearly limit and Part B deductible. After you meet them, the plan will pay 100% of your costs for approved services.
***Plan N pays 100% of the costs of Part B services, except for copayments for some office visits and some emergency room visits.
Next Step: Learn how Medigap works