Religious nonmedical health care institution items & services

Religious nonmedical health care institutions provide care and services to people who don't accept standard medical care because of their religious beliefs. Medicare may cover items and services in religious nonmedical health care institutions only if you qualify for inpatient hospital or skilled nursing facility (SNF) care. Medicare will only cover the inpatient non-religious, nonmedical items and services, like room and board, unmedicated wound dressings, or use of a simple walker (items or services that don’t require a doctor’s order or prescription).

Medicare doesn’t cover the religious portion of this type of care. However, Medicare Part A (Hospital Insurance) covers inpatient non-religious, non-medical care when all of these conditions apply:

  1. You get the care from a Medicare-certified religious nonmedical health care institution.
  2. The religious nonmedical health care institution Utilization Review Committee agrees that you would require hospital or SNF care if you weren’t in the institution.
  3. You've filed a written election with Medicare that states:
    • You qualify for this type of care based on both your medical needs and your religious beliefs.
    • Your election will be cancelled if you decide to accept standard medical care. After cancelling an election, you may have to wait 1-5 years (depending on how many times you may have previously cancelled you election) before you qualify to get religious nonmedical health care services again. You're always able to get medically necessary Part A services.

      Note

      Getting the COVID-19 vaccine no longer automatically revokes your election of the RNHCI benefit. If you previously had your RNHCI election revoked because you got the COVID-19 vaccine, you’re immediately eligible for a new RNHCI election. Any previous revocation due to the COVID-19 vaccine won’t count against the waiting period for any future RNHCI elections you make.

Your costs in Original Medicare

  You pay this for each benefit period:

  • Days 1–60: $1,632 ($1,676 in 2025)  deductible .
  • Days 61–90: $408 ($419 in 2025) each day.
  • Days 91 and beyond: $816 ($838 in 2025) each day while using your 60 "lifetime reserve days." 
  • Each day after you use all of your lifetime reserve days : All costs.

Extra benefits from MA plans

Some Medicare Advantage Plans (Part C) offer extra benefits that Original Medicare doesn’t cover - like vision, hearing, or dental. Contact the plan for more information.

Is my test, item, or service covered?