Mental health care (inpatient)
Medicare Part A (Hospital Insurance) covers mental health care services you get when you're admitted as a hospital patient. Medicare Part B (Medical Insurance) covers the services you get from a doctor or other health care provider while you’re in the hospital.
Your costs in Original Medicare
You pay this for each benefit period:
- Days 1–60: $1,632 deductible.
- Days 61–90: $408 each day.
- Days 91 and beyond: $816 each day while using your 60 " lifetime reserve days. "
- Each day after you use all of your lifetime reserve days: All costs.
- 20% of the Medicare-approved amount for mental health services you get from doctors and other health care providers while you're a hospital inpatient.
What it is
Mental health care services help diagnose and treat people with mental health disorders, like depression and anxiety.
Things to know
- You can get these services either in a general hospital or a psychiatric hospital (a facility that only cares for people with mental health disorders).
- There’s no limit to the number of benefit periods you can have, whether you’re getting mental health care in a general or psychiatric hospital. However, if you're in a psychiatric hospital (instead of a general hospital), Part A only pays for up to 190 days of inpatient psychiatric hospital services during your lifetime.
Medicare doesn't cover:
- Private duty nursing
- A phone or television in your room (if there's a separate charge for these items)
- Personal items, like toothpaste, socks, or razors
- A private room, unless medically necessary