Mental health care (inpatient)

If you or someone you know is in crisis, call or text 988 or chat 988lifeline.org.

Call 911 if you're in immediate medical crisis.

Medicare Part A (Hospital Insurance)
covers mental health care services you get when you're admitted as a hospital inpatient.
Medicare Part B (Medical Insurance)
covers the services you get from a doctor or other health care provider while you’re in the hospital.

Your costs in Original Medicare

You pay this for each benefit period: 

  • Days 1–60: $0 after you meet your Part A
    deductible
    ($1,676).
  • Days 61–90: $419 each day.
  • Days 91 and beyond: $838 each day for each
    lifetime reserve day
    (up to a maximum of 60 reserve days over your lifetime).
  • Each day after you use all of your lifetime reserve days: You pay all costs.
  • 20% of the 
    Medicare-approved amount
     for mental health services you get from doctors and other health care providers while you're a hospital inpatient.

What it is

Mental health care services help diagnose and treat people with mental health disorders, like depression and anxiety.

Things to know

  • You can get these inpatient services either in a general hospital or a psychiatric hospital (a facility that only cares for people with mental health disorders).
  • If you're in a psychiatric hospital (instead of a general hospital), Part A only pays for up to 190 days of inpatient psychiatric hospital services during your lifetime.

Medicare doesn't cover:

  • Private duty nursing
  • A phone or television in your room (if there's a separate charge for these items)
  • Personal items, like toothpaste, socks, or razors
  • A private room, unless
    medically necessary 

 

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